Why pay for the gym? Pru Health - It pays to be healthy

PruHealth’s offer of subsidised gym membership

Case Study 1 | Case Study 2 | Case Study 3

Case Study 1 - Julie Miller

My name's Julie Miller I'm 28 and I live in London. I wanted to stay in shape, but wasn't sure I could afford to join a gym. And getting motivated to go for a run or bike ride can be hard.

Then a friend told me about PruHealth's offer of subsidised gym membership, just for going along regularly.

I found - if I took out PruHealth insurance and went twice a week to the gym, after paying a £25 activation fee and £40 a month for the first three months - I could go to Mayfair Virgin Active Club for just £15 a month.

That sounded great - but I wasn't sure how much health insurance would be - so I got a free online quote - it only took a few seconds.

Based on PruHealth's Essential plan, with no excess, use of their London hospital network, and because I am in good health I got a first year discount of 30% and pay just £39.51 a month for the first 12 months.

So for health insurance (£39.51) and after the first three months and for going to the gym on average twice a week or more (£15) - I pay a total of just £54.41 a month - and you don’t find me with my feet up any more.

This example is for illustration purposes; your premium depends on your personal circumstances and may be higher or lower than the figures quoted here.

Case Study 2 - Christian Taylor

I'm Christian Taylor I'm 34, and I live and work in Birmingham. I was looking into getting health insurance, but hadn't thought about joining a gym as I thought they were too expensive.

Then I read about PruHealth's whypayforthegym offer in the paper.

So I went to the website and found: If I took out PruHealth insurance I could join LA Fitness in Birmingham and after paying a £25 activation fee, £25 a month for the first three months and attending the gym on average twice a week or more, I could end up paying absolutely nothing for my gym membership each month.

Then I got an instant quote on the health insurance I wanted in the first place. I chose a mid-range (Essential) plan, with a £0 excess and use of the national hospital network.

Due to my reasonable health, apart from a high blood pressure and cholesterol, I got a 20% discount on my first year's premiums, bringing the total to just £44.87 a month for the first 12 months.

After the first three month period, and attending the gym on average twice a week I end up paying £44.87 for both the health insurance and gym membership.

So I joined up right away - and since I've been going to the gym I've also seen my general health improving.

This example is for illustration purposes; your premium depends on your personal circumstances and may be higher or lower than the figures quoted here.

Case Study 2 - Carol and Mark Jones

We're Carol and Mark Jones. We've been married three years, are both 36, and live on the edge of Leeds. We've been gym members for a while, but decided we wanted health insurance too.

We were busy comparing providers when we noticed PruHealth's award winning health insurance - and the subsidised gym membership that comes with it.

On the whypayforthegym.com website we found that by joining PruHealth and after each paying an activation fee of £25, £25 each for the first three months and attending the gym on average twice a week or more we could both end up paying completely nothing for membership to Cannons in Guisely.

We also got an online health insurance quote - We chose the top level comprehensive plan, with a £250 excess, and access to the national hospital network.

Based on our good health we got a 30% first year discount, so this policy cost us just £93.64 a month for the first year.

So now, after the initial three month period, and for attending the gym on average twice a week, we end up paying - £46.82 each per month for health insurance and gym membership.

This example is for illustration purposes; your premium depends on your personal circumstances and may be higher or lower than the figures quoted here.